Disclaimer

1. General Information

The information provided on optivo.ch (the "Website") is for general informational purposes only. All information on the Website is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

2. No Financial Advice

The content on the Website, including the Swiss cost of living calculator, is not intended to be a substitute for professional financial, tax, or legal advice. Always seek the advice of qualified professionals regarding your specific circumstances before making any financial decisions.

The calculations and estimates provided by our calculator are based on publicly available data and general assumptions that may not accurately reflect your personal situation. The results should be used as general guidance only and not as the sole basis for any decision-making.

3. Data Limitations

While we strive to keep the data used in our calculator current and accurate, we cannot guarantee that all information is completely up-to-date at all times. Tax rates, rent prices, insurance premiums, and other costs may change, and there may be a delay in updating our data to reflect these changes.

Furthermore, our calculator uses averages and general data points that may not reflect specific local conditions, special tax situations, or individual circumstances. The actual costs you experience may differ from our estimates.

4. External Links

The Website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

5. Limitation of Liability

In no event shall optivo, its owners, directors, employees, or agents be liable for any indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your use of the Website or with the delay or inability to use the Website, or for any information obtained through the Website, or otherwise arising out of the use of the Website, whether based on contract, tort, negligence, strict liability, or otherwise, even if optivo has been advised of the possibility of damages.

6. Errors and Omissions

The information given by the Website may contain errors or inaccuracies, and not all information will be complete or up-to-date. We reserve the right to correct any errors or omissions, and we do not warrant that any such errors or omissions will be corrected.

7. No Guarantees

We do not guarantee that the Website or its content will be error-free, uninterrupted, or that defects will be corrected. We cannot ensure that any files or other data you download from the Website will be free of viruses or contamination or destructive features.

8. Changes to Information

We reserve the right to modify the contents of the Website at any time, but we have no obligation to update any information on our Website. You agree that it is your responsibility to monitor changes to our Website.

9. Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: legal@optivo.ch

Or via our contact form.