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About optivo

Your Swiss Municipality Cost Calculator

Our Mission

Optivo empowers Swiss residents to make informed decisions about where to live by providing comprehensive cost comparisons across different municipalities. We combine official data with user-specific inputs to deliver accurate, personalized results.

How It Works

  • Enter your income and personal details
  • Select up to 5 municipalities to compare
  • Add additional costs like housing and transport
  • Get detailed cost breakdowns and comparisons
  • Make informed decisions based on real data

Data Sources

We use official data from:

  • Federal Tax Administration (ESTV)
  • Cantonal Tax Offices
  • Federal Statistical Office (BFS)
  • Federal Electricity Commission (ElCom)

What We Calculate

  • Federal, cantonal, and municipal taxes
  • Church taxes and special contributions
  • Health insurance premiums by region
  • Housing costs including electricity
  • Public transport and commuting expenses
  • Additional living costs and deductions